✦ Project · Trace
Trace turns the SMS alerts you already receive into a clean ledger — categorized, dated, and ready for tax season, an investor conversation, or just knowing what you spent this month.
Paste an alert
Acct: 0123456789
Debit NGN 12,500.00
POS TRXN at SHELL FUEL STATION VICTORIA ISLAND
Ref: FT2606181401
Bal: NGN 87,302.11
18/06/2026 14:32:01
Trace parses it
// TraceTransaction
{
amount: 12500,
currency: "NGN",
type: "debit",
category: "Fuel",
merchant: "SHELL FUEL STATION VICTORIA ISLAND",
date: "2026-06-18T14:32:01Z",
reference: "FT2606181401"
}
What it does
01
GTBank, Access, Zenith, UBA, First Bank, OPay, Kuda, Moniepoint, Carbon — formats change, the patterns don't. Trace recognizes the debit, the merchant, and the amount.
02
Fuel, Airtime, Data, Subscriptions, Electricity, Transfers, Salary, Rent, Health, Travel, Food, Shopping. Rule-based today, ML-ready tomorrow.
03
Monthly spend, top categories, biggest merchants, debit/credit ratio. The kind of view your bank's app doesn't have.
Who it's for
Freelancers who get paid in dribs and drabs and need to show their accountant something organized by year-end.
Founders who use personal accounts for early business and want a clean read on runway and burn.
Diaspora Nigerians funding projects back home and wondering what the money actually bought.
Anyone whose bank app shows transactions but never tells them anything useful about them.
Paste a real bank SMS. See how Trace reads it.